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We understand that our plans for traveling and having destination weddings have got postponed & new needs have emerged. It is essential to have a secure and comfortable lifestyle and a need to have a safety net to tackle any unplanned/immediate requirement.

​​​​​And to help you fulfill all these needs during these challenging times, HDFC Bank is ‘There For You’ with its instant Personal Loan.

HDFC Personal Loan Statement Online

Your HDFC Personal Loan statement can be viewed online quickly by logging into your account and viewing the details as desired.

You can check your statement if you have a personal loan account at HDFC Bank using the following methods:

  • Using the online portal.
  • Using the registered email address.

These methods can also be used to download HDFC personal loan statements.

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How to Login to HDFC Personal Loan Portal?

Follow the steps below for HDFC personal loan login after successfully registering for the loan online.

Steps for New Customers

  • Visit HDFC ELOANS login portal.
  • Enter login ID and password.
  • Click on the ‘Login’ tab to avail the various services offered by HDFC Bank on this online portal, including personal loans.

Steps for Existing Customers

  • HDFC Bank offers net banking services.
  • Enter your ‘User ID’ and click – ‘Continue.’
  • Click on ‘Login’ and enter your net banking password or IPIN.
  • When you log into net banking for the first time, you will be prompted to change your IPIN.
  • Select the ‘Confirm’ tab after changing your IPIN. IPINs should be alphanumeric and 6 to 15 characters long.
  • After completing the password change process, you will be taken to a web page that allows you to enter a new password and user ID to log in to the HDFC net banking portal to review your personal loan details.

Benefits of HDFC Personal Loan

Customers of HDFC can get pre-approved for a Personal Loan in as little as 10 seconds and regular loans in as little as four hours.

  • After submitting your HDFC Personal Loan Document, you will receive a response within one day.
  • Customers can get personal loan security to cover the outstanding loan amounts.
  • A balance transfer option is available at a low-interest rate of 10.44%.
  • For any questions regarding your loans, there is 24×7 support available.
  • To digitally verify the identity of its customers, the bank has launched the consent-based Video KYC facility for personal loans and savings accounts.

HDFC Personal Loan Interest Rate

Personal loans from HDFC are one of the best options available in the market for financing all of your personal and business needs. Instantly apply for the HDFC personal loan at the updated interest rate 2022. HDFC Bank’s loans have low-interest rates, resulting in lower EMIs.

Currently, HDFC personal loan interest rates start at 10.25% p.a., depending on the borrower’s credit score, income, age, and loan amount. Before applying for an HDFC personal loan, you must calculate your Cibil score.

How to Apply for HDFC Personal Loan?

You need to complete the following steps to apply for an HDFC Personal Loan:

  • Use the calculator to determine your HDFC Personal Loan Eligibility.
  • Please click on the ‘E-connect’ button if you meet the criteria.
  • Upload the required documents and complete the form.
  • Within a few hours of approval, the loan will be disbursed.

HDFC Bank Personal Loan Eligibility Criteria

  • Indian residents can apply for any private limited company or public sector undertaking (central, state, or local bodies).
  • Applicants (One who wants to apply for a loan) must be between 21 and 60 years old.
  • At least two years of work experience are required, and the applicant should have worked for their current employer for at least a year.
  • For HDFC Bank salary account holders, the minimum net monthly income required is Rs. 25,000, and for non-HDFC Bank salary account holders, it is Rs. 50,000.
  • Suppose your income level or credit score is lower than the lender’s requirement. In that case, you can bring in a co-applicant (spouse, father, or other eligible co-applicants) to increase your HDFC Personal Loan eligibility. Check the cibil score for a home loan before applying.

HDFC Bank Personal Loan Document Required

  • KYC Documents
  • Aadhar card
  • Passport
  • Voter ID card
  • Driving license
  • Statements from the bank/passbook of the last six months
  • HDFC बैंक में है अकाउंट तो दिवाली में उठा लें इन ऑफर्स का फायदा
  • Income documents

HDFC Personal Loan Verification Process

  • Once you have filled out the Online Personal Loan Application form on MyMoneyMantra, the bank will process your loan application.
  • HDFC bank will review your application form and, after confirming your details, will call you for a verification call.
  • Once the verification process is completed, our loan experts will pick up the required documents from your home or office.
  • The bank will verify all documents submitted successfully for further verification after submitting them.
  • Upon verification, the bank will contact you to confirm the final loan amount, personal loan interest rate, and repayment period.
  • Once the bank gets your confirmation, the loan amount will be disbursed into your bank account.

Check HDFC Personal Loan Application Status

You can check your HDFC personal loan application status online by following the steps below:

  • Enter the name of the application or the proposal number
  • Enter your DOB or registered phone number
  • Click on the ‘Submit’ button.
  • HDFC Personal Loan Statement Online
  • If you prefer, you can check your HDFC Personal Loan statement online by logging in to your account.

Your statement can be accessed via any of the following methods if you have an HDFC Bank personal loan account:

We are using the online portal.
Through registered email ID.
The abovementioned methods can also be used to download HDFC personal loan statements.

How to Login to HDFC Personal Loan Portal?
If you have successfully registered for an HDFC personal loan online, follow the steps below to log in.

Steps for New Customers

Login to the HDFC ELOANS portal.
Enter login ID and password.
Click on the ‘Login’ tab to avail the various services offered by HDFC Bank on this online portal, including personal loans.
Steps for Existing Customers

HDFC Bank offers net banking through its website.
Click on ‘Continue’ after entering your ‘User ID.
Click on ‘Login’ and enter your net banking password or IPIN.
When you log into net banking for the first time, a web page will appear asking you to change your IPIN.
Change the IPIN and click on ‘Confirm.’ IPINs should be alphanumeric, having six to fifteen characters.
As soon as you complete the password change process, you will be taken to a web page to enter your user ID and new password to access the HDFC Net Banking portal to check your loan status.
 

Conclusion

Hello Readers, I hope you must have understood brief details about the HDFC Personal loan. If you have any quieres regarding this article please comment or mail us. Thank You.



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